Medical technologies continue to advance; more and more people live with limiting life-long conditions.

Manufacturing jobs are fewer; the number of poorer paid service jobs and part-time positions is increasing.

Welfare reform programmes are reducing support services across the board.

Self-employment is on the increase.

We live at an increasingly faster pace, driven by technology and a world that is getting smaller all the time.

As a result, society is experiencing a rapid expansion in the number of families and individuals who live under constant economic and/or psychological stress.